

Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Tim Ochs
Office Hours
Address
Schenectady, NY 12306-4205
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
-
Phone
(518) 357-4911 -
Fax
(518) 356-0578
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Office Info
Office Info
Office Hours
-
Phone
(518) 357-4911 -
Fax
(518) 356-0578
Languages
Simple Insights®
What is a prospectus?
What is a prospectus?
Investors can learn about a company’s investment opportunities by reading their prospectus. Find out what’s included and how it can help.
Teen driving 101: a step-by-step test of essential driving skills
Teen driving 101: a step-by-step test of essential driving skills
Learn some tips on how to teach a teen to drive in a safe manner. Also take a look at this skills checklist to see if your teen is ready to drive on their own.
It's not the breed — any dog can bite
It's not the breed — any dog can bite
Dog bites can happen regardless of the breed, so use caution around canines.
Social Media
Viewing team member 1 of 6

Paige Deisinger
Customer Service Representative
License #LA-1637823
I've called the Capital District my home most of my life, proudly raised in Princetown, NY. I started my journey in the insurance industry in 2020 and am now licensed in Life, Health, Property, Casualty, and Business. Outside of work, I spend time with my family, watching football (Go Buffalo!), and am busy raising my young son. A fun fact about me is that I design and hand-make dreamcatchers as well as knitted blankets. Come visit me at our office or call today so I can help you with all your insurance needs!
Viewing team member 2 of 6

Kevin Ochs
Marketing Associate
License #LA-1686847
I was born locally here in Schenectady, NY. I started my insurance career after graduating from SUNY Oneonta in 2021 and am currently licensed in Property and Casualty insurance. Born into a family of two insurance agents, I have a vast knowledge of the insurance industry and a strong commitment to help those in my community. In my free time, I enjoy watching Buffalo sports, traveling and spending time with my friends and family. If there is anything I can help with don’t hesitate to ask!
Viewing team member 3 of 6

Sally Culbert
Account Representative
License #PC-1251288
I am a lifelong resident of Schenectady County, with 20 years’ experience in the insurance industry. I love keeping active with trips to the gym and daily word puzzles. My favorite people are my 3 adult children, who I love to spend time with. In addition, I'm always listening to a good book & I enjoy meeting with my book club at local restaurants. In any additional free time, I'll be traveling!
Viewing team member 4 of 6
Melody Everetts
License #PC-1583557
As a longtime resident of upstate NY I’ve worked in customer service for over 30 years. I started my insurance career in 2019 and am licensed in Auto and Fire. I enjoy cooking, gardening, music and friends.
Viewing team member 5 of 6

Lindsey Worcester
Marketing Associate
License #LA-1875544
Originally from the Catskills, I’ve spent the better part of the last 10 years residing in Cobleskill, NY. In my free time, I enjoy raising my son, traveling, and exploring the outdoors. I also really enjoy crafting, gardening, reading, baking and interior decorating. I love helping people, and after successfully working as a freelance graphic designer and photographer, I decided to change things up and dive into the insurance industry. I am currently licensed in Property & Casualty and Life Insurance. Let me know if there’s any way that I can help; I look forward to it!
Viewing team member 6 of 6

Kyra Richardson
Receptionist
License #LA-1906336
I was originally born in Washington but grew up in upstate NY and North Carolina. I started my insurance journey in 2025, and am now licensed in Life, Health, Accident, Property, and Casualty insurance! During my free time I enjoy reading, baking, doing makeup, and travelling whenever I can. Please let me know if I can help you with any of your insurance needs!