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Life Insurance in and around Schenectady

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Rotterdam
  • Schenectady
  • Albany
  • Guilderland
  • Duanesburg
  • Delanson
  • Niskayuna
  • Capital District
  • Schoharie

Your Life Insurance Search Is Over

Do you know what funerals cost these days? Most people aren't aware that the mean cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If the ones you leave behind cannot meet that need, they may fall into debt following your passing. With a life insurance policy from State Farm, your family can survive, even without your income. Whether it maintains a current standard of living, keeps paying for your home, or pays off debts, the life insurance you choose can be there when it’s needed most by your loved ones.

Get insured for what matters to you

Life happens. Don't wait.

Love Well With Life Insurance

And State Farm Agent Tim Ochs is ready to help design a policy to meet you specific needs, whether you want level or flexible payments with coverage designed to last a lifetime or coverage for a specific time frame. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.

State Farm offers a great option for individuals who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be helpful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For help with all your life insurance needs, contact Tim Ochs, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Have More Questions About Life Insurance?

Call Timothy J at (518) 357-4911 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Profile photo of a State Farm Agent named: Tim Ochs

Tim Ochs

State Farm® Insurance Agent
Office Address:
1811 Curry Road
Schenectady, NY 12306-4205
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Tim Ochs

Tim Ochs

State Farm® Insurance Agent
Office Address:
1811 Curry Road
Schenectady, NY 12306-4205
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.